How Does a Medical Malpractice Case Effect Insurance Through My Employer?

Health insurance isn’t really affected by a medical malpractice claim other than if the health insurance provider determines that it had to pay for medical treatment for somebody as a result of the medical malpractice. They may file a lien or a request for reimbursement from any settlement that the person has from the medical malpractice suit. Generally speaking, the health insurer in those circumstances will say that basically they should not have to pay for health coverage for any surgeries or treatments or other sort of diagnostic services because the physician or medical provider who engaged in the malpractice should be the one actually paying for it. When you have an attorney, part of that will take place in the settlement and your attorney will help you actually discuss this with the health insurance company and do an adjusted rate reimbursement for their costs.